Global Climate Risk Assessor
Evaluate potential physical climate risks for properties and assets worldwide using our logic-driven simulation engine. Analyze exposure to floods, heatwaves, storms, and drought over varied time horizons.
*Calculations based on simulated RCP 4.5 and RCP 8.5 scenarios.
Select parameters and click "Generate Risk Report" to analyze hazards.
Assessing Climate Vulnerability in a Changing World
As global temperatures rise, the frequency and intensity of extreme weather events are shifting, creating new risks for real estate, infrastructure, and supply chains. This Climate Risk Assessor is designed to help property owners, investors, and urban planners visualize potential exposure to physical climate hazards.
Physical vs. Transition Risks
Climate risk is generally categorized into two main types. This tool focuses on Physical Risks, which arise from weather-related events such as floods, storms, and heatwaves. These can be acute (one-time extreme events) or chronic (long-term shifts in climate patterns).
The second category, Transition Risks, relates to the financial and business risks associated with the societal shift toward a low-carbon economy, such as policy changes, carbon taxes, and technological evolution.
Key Risk Factors Analyzed
- Flood Risk: Evaluates susceptibility to sea-level rise (coastal flooding) and extreme precipitation events (pluvial/riverine flooding). Essential for coastal and low-lying assets.
- Extreme Heat: Measures the projected increase in days with dangerous temperatures. This impacts energy costs (cooling), human health, and labor productivity.
- Storm Intensity: Assesses the likelihood of damage from hurricanes, typhoons, and severe convective storms. Crucial for insurance valuations.
- Water Stress (Drought): Analyzes the balance between water demand and renewable water supply, vital for agricultural and industrial assets dependent on water.
How to Interpret the Risk Score
The Risk Score (0-100) is a composite index. A score below 30 indicates Low Risk, suggesting the asset is relatively resilient or located in a stable zone. Scores between 30-60 indicate Moderate Risk, requiring mitigation strategies such as flood defenses or improved insulation. Scores above 70 represent High Risk, where the asset faces significant threat of devaluation or physical damage without major intervention.
Methodology & Limitations
This tool utilizes simulated logic based on Representative Concentration Pathways (RCPs) used by the IPCC. Specifically, it approximates the trajectory of RCP 4.5 (moderate emissions) and RCP 8.5 (high emissions) to project future hazards. Please note this is a simulation for educational and preliminary assessment purposes and should not replace professional actuarial or engineering analysis.